ICICI Bank Pre Approved Loan is an instant loan facility for the selected customers. If you have a good/excellent credit history than you can avail this loan facility easily. This ICICI Bank Pre Approved Loan does not require any additional formalities and can be disbursed in seconds.
Customers can avail this loan amount by using net banking, credit card, debit card as per their convenience. In this post we are going to mention all the features of this ICICI Bank Pre Approved Loan and its Eligibility with interest rates.
Please read the post carefully so that you can know all the information about this ICICI loan before going to apply.
ICICI Bank Pre Approved Loan features –
- You can apply this loan without having complicated paper works and loan amount can be availed on same day or even in seconds.
- Its very less processing time makes it very easy and reliable. This preapproved loan can be disbursed within seconds into your account , which makes it more simpler.
- You do not require any documents while applying ICICI Bank Pre Approved Loan. Its a minimum or we can say zero document formalities loan.
- Without security or collateral ICICI Bank is providing this loan.
- You can flexible to choose tenure and amount of ICICI Bank Loan. This loan repayment is very very easy.
Are You Eligible for This Loan ?
For checking your eligibility for ICICI Bank Pre Approved Loan you must have ICICI account. Also, your should have good credit history as well as clean track of dues payments. Its very good if you are a good customer then you can avail this facility and to check your eligibility you can visit Internet Banking using iMobile app or through www.icicibank.com.
ICICI Bank Pre Approved Loan Amount & Tenure –
This personal pre approved amount of loan can vary from customer to customer. All the thing you have to is your excellent dues payment history. While applying for loan the loan repayment cycle is consider and you can avail up to 50 Lakhs in seconds.
To repay the selected loan amount, you can select the tenure ranging from 12 to 60 months which make the loan repayment easy for ICICI customers. This loan interest rates – 10.75% to 19% per annum which may be vary time to time. You can check out official website to check the interest rates currently.
Applying Process For ICICI Bank Pre Approved Loan –
Application process for this loan is very easy and just includes 4 steps. Follow below process to make or get your loan amount easily without any mistake.
- You can apply this loan with iMobile app or www.icicibank.com by just filling one form.
- OR, second method you can visit nearest branch to apply it.
- If you are applying using step1 then , you have to select your loan amount and tenure.
- Amount will be credit in just seconds.
Ans. This kind of loan amount can be provided to the customers having best credit history or good dues payment history. These pre approved loans have low interest rates as compared to other loans.
Ans. This sanctioned amount is always based on your credit history and loan repayment track. ICICI Bank offers pre-approved amount up to Rs 20 lakh.
Ans. You can repay the loan in easy EMIs. If you have an ICICI Bank Account, you can avail our auto debit services or if you have an alternate bank account, then through NACH mandate.
Ans. ICICI Bank Pre Approved Loan only require just seconds for disbursal.